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Condo Insurance Basics​

Condominium insurance varies slightly from your average homeowners policy. Condo insurance basically bridges the gap between your condo association's policy and your personal liability and property protection.

  • Personal Property Coverage will cover your belongings against covered perils such as lightning, fire, wind, hail, or smoke. 
  • Personal Liability Protection is important in the event that someone is injured on your property. 
  • Additional Living Expenses coverage will pay living expenses elsewhere if your condominium is damaged and being repaired, deeming it unlivable.